So after my mini melt down the other day about my score dropping 30+ points (since recovered...go figure) I took the advice of Guinness and disputed that the account in question was still reporting as an open charge off when in fact it's been paid for a few months. After realizing (or being told) that I took a look at all my reports and noticed that 1) TU is the only bureau that is reporting incorrectly and 2) there are a total of SIX accounts that are not listed correctly. 
I've paid everything in full on my reports and they are still listed as open charges offs, collections and 120+ day lates. Perhaps that is the reason why my score doesn't seem to be rising. 
So of course I disputed all of these things and am going to wait patiently for someone to get a clue and fix it. Does anyone know or can guestimate what kind of increase I might see from this? I would be happy with 20 more points going in to apply for a mortgage in August...is that feasible?
Starting Score: 529