Last month I recieved an Alert thru My Fico my Score drop from 806 to 748. The reason being a 6 yr old collection from Sun Trust bank. I was a victim of fraud many years ago, I contacted Sun Trust and they told me the account was a checking account applied for at a branch in Tennessee, I have never step foot in Tennessee, much less open a bank account.. Two weeks ago I contacted the Big 3, and i did what they said. I filed a police report , filed a FTC Id theft complaint. I sent everything to the Big 3, today I get another update from EQ from My Fico , stating my score has now droped to 678. Because im disputing this False account. So my EQ score has went from 806-678, all over this one account. When this matter is resolved wiil my scores go back to the original scrores before this mess. And nothing else has changed on my reports, I PIF every month and leave a balance between 5-10% on one account. Thanks
Yes, it should shoot back up.