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@sarkell wrote:
I'm wondering how long these take they won't delete a collection that was recalled tu and experian did. Plus sw usually takes way long to update. Compared to others. So impatient. I am at 587 on both I should be 620s soon or higher. I'm hoping once nordstrom updates then I can get there going from 60 days late 105% util to 15 & current. Well. Also how long to inquiries really affect you I know score 12 months but by July ill have 8 total 4 are car loan inquiries. Prior 12months utility companies will a prime cc deny you bc 5 inquiries in 24 months?
SW looks for changes in Equifax every 7-10 days. Depends on how long it takes EQ to update on their side!!!! Inquiries only affect your score for about a yr then start losing their punch.
I have a current dispute in place and it's pending until 3-18-2013. I entered the dispute online on 2-15-2013.
@ctaylor09 wrote:I have a current dispute in place and it's pending until 3-18-2013. I entered the dispute online on 2-15-2013.
I would call them
I'm wondering how long these take they won't delete a collection that was recalled tu and experian did.
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You disputed on the basis that a CRA did not delete based on a "recalled" collection?
A "recalled" collection is one that is terminated by the OC, usually based on the OC's acceptance of payment from the consumer, which terminates the debt.
That does not permit the OC to "recall" any credit reporting that they did not make.