I am really confused at how this is possible. This account has been showing a 0 balance in the current balance field since 11/06. However, when I just pulled my annual Experian report, I noticed the balance history is reporting as follows! Status: Petition for Chapter 7 Bankruptcy/Account charged off. Status Details: This account is scheduled to continue on record until Nov 2011.
Date Opened: 09/1999 Type: Revolving Reported Since: 09/1999 Terms: NA Date of Status: 11/2006 Monthly Payment: $0 Last Reported: 05/2008 Responsibility: Individual
Credit Limit/Original Amount: $14,000 High Balance: $15,332 Recent Balance: $0 as of 05/2008 Recent Payment: $0
Account History: Charge Off as of Apr 2005 to Oct 2006 180 days as of Apr 2005 150 days as of Mar 2005 120 days as of Feb 2005 90 days as of Jan 2005 60 days as of Dec 2004 30 days as of Nov 2004 Filed Chapter 7 Bankruptcy on Nov 30, 2006