@Invictus2905 wrote:Is this even legal? My understanding is that in most states the statute of limitations to sue someone is prior to the 7 year mark so how would a creditor come after someone at 6.5 years if the SOL date was at 5 years.
Im curious because I have a CO that is due to fall off in June and really don't want to deal with something unexpected. I'm in Florida and though the SOL to be sued is 5 years.
Theoretically they could still try to sue you even after SOL has elapsed. But the simple defense would be that the debt is time-barred and the case would get thrown out. Also, just because they can't sue doesn't mean they can't keep continue trying to collect.
