Is there any negative to refreshing your report/credit score on a daily basis? Do potential creditors/lenders see this information or do they only see hard pulls?
When we are working to restore our credit and sending GW's, PFD, PIF its nice to be able to check and see any changes that can happen day to day instead of waiting a month to see if they followed through.
No they dont see them.
That is the distinction between hard and soft inquiries. Hards are those that are included in credit reports available to others, while softs are those that are only shown in credit reports available to the consumer.
I check it daily because both Credit Karma and Experian let you refresh your report daily and I'm keeping an eye out for accounts that are due to age off, I should have at least one falling off this month. When this month? No idea, that's why I check it daily.
+1 They are even clearly marked as "only viewable by you".