cancel
Showing results for 
Search instead for 
Did you mean: 

Do the "FP"s impact your score??

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
New Contributor

Do the "FP"s impact your score??

 I have a 5 credit cards that were charged off in 2013, so basically Feb 2013 shows 90 days late, March 2013 shows 120 days late... and then from April 2013 to know they show as Failed to Pay... will all of those also fall off Feb 2020?

Begin of Journey ( 9/2018) EX 508 TU 506 EQ 498






Message 1 of 2
1 REPLY 1
Community Leader
Super Contributor

Re: Do the "FP"s impact your score??

That depends on DOFD. You can find out the day by looking at your copies of free annual credit report. 

 

CRAs will remove those accounts no later than 7.5 years after DOFD, usually around seven year mark. 

EX 754 EQ 773 TU 752
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.