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Good morning. For the account below I am a bit confused. EQ dropped it from my credit report in February - same for TR. However, it is still on EX. I am trying to figure of the actual DoFD so I may ask EX for EE. Many thanks!
2016 COLLECTION ALL ACROSS
2015 COLLECTION ALL ACROSS
2014 C C C R COLLECTION ALL ACROSS
2013 30 OK 30 60 R OK 30 OK 30 30 60 90
J F M A M J J A S O N D
@Anonymous wrote:Good morning. For the account below I am a bit confused. EQ dropped it from my credit report in February - same for TR. However, it is still on EX. I am trying to figure of the actual DoFD so I may ask EX for EE. Many thanks!
2016 COLLECTION ALL ACROSS
2015 COLLECTION ALL ACROSS
2014 C C C R COLLECTION ALL ACROSS
2013 30 OK 30 60 R OK 30 OK 30 30 60 90
J F M A M J J A S O N D
Not sure what "R" is but it looks like your DOFD was Jan 2013, then you paid, then March 2013, then late, then paid, then September 2013 was your "new" DOFD. Good luck
Thank you! That's why I wasn't sure because both EQ and TR removed it in February this year. BTW - the "R" is for reposession.
@Anonymous wrote:Thank you! That's why I wasn't sure because both EQ and TR removed it in February this year. BTW - the "R" is for reposession.
Good luck to you. Yeah, the DOFD seems to always push up to the month AFTER your last current month. Even if your actual "first DOFD" was months earlier, if you bring your account current, then the clock restarts, AFAIK.