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Does Account Status Matter? Need Help!!!

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Anonymous
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Does Account Status Matter? Need Help!!!

Hi.  My account status says "charge off".  I disputed that because I paid settlement.  The status still says "charge off" and in the remarks section it says customer disputed, paid charge off.  Should I aim for status change to reflect paid or is it the same credit- score wise to get paid on the remarks?  Balance showing is 0.

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Burned2manybridgesB4
Valued Contributor

Re: Does Account Status Matter? Need Help!!!


@Anonymous wrote:

Hi.  My account status says "charge off".  I disputed that because I paid settlement.  The status still says "charge off" and in the remarks section it says customer disputed, paid charge off.  Should I aim for status change to reflect paid or is it the same credit- score wise to get paid on the remarks?  Balance showing is 0.


Charge off sucks.

Paid CO sucks less, but still makes you look dangerous to other lenders.

 

Since it's paid, it's time to GW the OC.

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