Does getting a new card extend SOL on old card account

[Anonymous]

I have a couple of accounts that were closed, charged off, and ultimately sold to JDBs. Last payments were made in 2002. A couple of years ago, I was offered new accounts from two of these old companies, C1 and HouseHold Bank. I get both of these accounts approved, and they have been current for almost 2 years now. My question is, the SOL expired on the old accounts last year, but does opening new accounts re-start the SOL? Could the JDBs now sue and prevail?

Thanks!

[jmbfl]

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@Anonymous wrote:

I have a couple of accounts that were closed, charged off, and ultimately sold to JDBs. Last payments were made in 2002. A couple of years ago, I was offered new accounts from two of these old companies, C1 and HouseHold Bank. I get both of these accounts approved, and they have been current for almost 2 years now. My question is, the SOL expired on the old accounts last year, but does opening new accounts re-start the SOL? Could the JDBs now sue and prevail?

Thanks!

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You need to get this thread moved over to the correct forum where the right people are to answer your questions. A mod will probably do that for you. You might want to edit this post to include the state that you live in.

[llecs]

Assuming your state allows SOL to be restart after it expired (only a few states do), about the only thing that could restart it is with a payment to the OC on this debt. The OC has long since sold the debt to a CA and the CA to a JDB. So as long as you don't specify your payment as going to the old debt, you'll be OK.

[Anonymous]

Thanks for the input. My state is Washington, by the way. With that information, does your input change at all?

Thanks!

[llecs]

My opinion is the same.