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I have had my Optima Card since 1984. I never see it offered any more and don't remember how I happened to get one. I guess Amex sent me an application at one point and I filled it out. I still use it and it's linked to my PayPal account. It's one of my two Amex cards both of which I've had for about the same length of time. I haven't been tempted to apply for any of their products since the 80s.
If you have charged off AE should I apply for Optima card? The collection company is not reinstating anything as they lied and said. AE customer said they aren't authorized to reinstate after 3 months....pretty much now I have to re-apply. How long do I stay in their system as charge-off? I would like to restablish to go back to qualify for AE.....
Thanks for your help:-)
@Anonymous wrote:I have had my Optima Card since 1984. I never see it offered any more and don't remember how I happened to get one. I guess Amex sent me an application at one point and I filled it out. I still use it and it's linked to my PayPal account. It's one of my two Amex cards both of which I've had for about the same length of time. I haven't been tempted to apply for any of their products since the 80s.
This was the first revolver by AMEX and came out sometime in '87. I never applied for it, but remember seeing those paper applications for it advertised at the restaurant I worked it. My first AMEX was the Green Card in '92.
ok, thank you so much for reply. Congrats for having yours sooooo long:-)
Unfortunately, my life took a turn for worst for a while now I am trying to rebuild the smart way.
I will go online to see if I can locate application.