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Macchamps75 wrote:
I got my only collection taken off. I have been e-mailing back and forth with the customer support and they said it would be off in 30 days and they are goign to send out a letter saying so. Is there any idea on how much this will jump my score? I do not have any other negatives. I also need some help getting some INQ's taken off. I am not sure what to do now that i have gotten rid of all of my negatives. I am looking at getting a new car and wonder if i should wait till this falls off next month or not. I have the scores in my sig now. If it will just jump 3 or 4 points i will not bother to wait. thanks.
Macchamps75 wrote:
thanks a lot for the reply sidewinder. The collection was on my report for 1 year. I had a lot of inq's that was from me when i was looking for a car. I had a dealer that ran my credit every month or so. The were mad that i walked out on a deal they were trying to screw me on. They did not just run it once they sent it out to all the banks they use and they all ran it. I called the dealer and asked them what the deal is they said it was a misteak. So i still have them on my report. I asked them to fix it they said they did not know how.Inq's in the past two yearsEX: 8TU: 7EQ: 49 ( Yes that is right a lot are the same places just two months later )What is rebucketing? i did a search and it seems to me like it is when you drop somethign off your report you gain not having the collection but lose the account length?Any idea as to what kinda score jump i might see?
Message Edited by Macchamps75 on 06-25-2008 07:11 PM
Macchamps75 wrote:
The more that i learn about credit and the way the scores work. The more i get confused. I do not understand why they have all of the diffrant ways to judge a score. So you could have a collection and everythign else be perfect and have a 800 score in that bucket? But when you get the collection taken off you move in to a diffrant bucket and have a 600 score. Because it compairs you to other people in that bucket. Do you have a link or any more info on the buckets so i can read up some more? Thanks again for your input
Macchamps75 wrote:
. I am not sure what else i can do to help my score after this drops off.