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Dropped!

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Joteism
Regular Contributor

Dropped!

My I.C. SYSTEMS PFD finally went through and it dropped off today! That's just 7 points, but I'll take anything! My previous deletion netted me 5 points.

Still waiting for two more PFDs to fall off and I have a pending BBB case for Credit Protection Association - Hopefully they come through. Very exciting! Thank you all for your help!

Message 1 of 12
11 REPLIES 11
ktl72455
Valued Contributor

Re: Dropped!

Congrats!!! Every score bump helps!! 

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 2 of 12
dciples
Established Member

Re: Dropped!

Congrats! I have a couple IC System Collections. How many times did you PFD with them?

Starting scores 8/23/2012: EQ-526; TU-506; EX-548
Lender pull 10/11/2012 EQ-569; TU-531; EX-560
Lender Pull 11/5/2012 EQ-584; TU-598; EX-559
Lender pull 1/22/2013 EQ?; TU-607; Ex-539
Milestone 1: 620
Message 3 of 12
Joteism
Regular Contributor

Re: Dropped!

Thanks! Mine was unreturned equipment (RCN Cable) which I had returned (very late though), so I just begged and pleaded with the CSR Supervisor over the phone until she said that she'll send a request to delete Smiley Happy

 

I wasn't initially offered the free return label that they provide for customers outside of 10 miles (or some distance like that) from their return location, so I blamed it on their office closing at 6pm (closed on weekends) and me not being able to leave work until 5.30pm, so I could have never made it to the return location in time...

 

Good luck with yours!

Message 4 of 12
Shogun
Moderator Emeritus

Re: Dropped!

Nice bump, congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 5 of 12
Epcot
Valued Contributor

Re: Dropped!

Nice, Congrats! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 12
electra
Established Contributor

Re: Dropped!

Good work, congrats!!

Message 7 of 12
LIGHTNIN
Senior Contributor

Re: Dropped!

7 points for one and 5 points for another, that's 12 points!! Woo Hoo!!

 

Time to do the Happy Dance!!Smiley Happy

FICO's May 2015 EQ764 ~~Live below your means and always keep an emergency fund -Love Everybody ~ Big Kenny ~ Big and Rich ~~~~~Credit Scoring 101 - Common Abbreviations - Freq Req Threads - Free Credit Reports - What Steps Do I Take?DV? PFD?
Message 8 of 12
Joteism
Regular Contributor

Re: Dropped!

Oh I'm doing it!    And for some reason I got another +1 today - Nothing on my report changed. Maybe I updated my report yesterday before the calculations were completed in full... Smiley Happy

Message 9 of 12
mmmlive1999
Frequent Contributor

Re: Dropped!


@Joteism wrote:

Oh I'm doing it!    And for some reason I got another +1 today - Nothing on my report changed. Maybe I updated my report yesterday before the calculations were completed in full... Smiley Happy


Secret bonus points are awesome!!!


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 10 of 12
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