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I do apologize if any personal attack was perceived. None was intended.
I agree that your approach is just as valid.
Well....Maybe my feelings did get a little hurt. apology accepted! Your advice on the forum is much appreciated...Thank You!
Wow, two adults coming to an understanding without resulting to flaming remarks. Are you sure this is myFICO. Impersonally agree with both of you. I almost always agree on some way of settling the debt, however. Just uncomplicates things in the future. Thank you botH for your continued support to our members.
Sorry for the errors on my posting, I'm on my ipad and experience with it has prove going back and trying to fix those errors make it worse.
Thanks Shogun!