In research I've found various results, so I'd like to ask your advice. I filed BK13 on July 6th, 2016 and have since been discharged as of July 2021. I was successful in removing BK13 from TU 6mos early and now I'm entering the 3mos EE windows for EX.
Your thoughts, advice, experience - all welcomed.
I would imagine either way should be good, but for what it's worth, I had good results doing a dispute online with them regarding a bogus 30 day late. Best of luck and congrats!