So late last night i came across MrCrabs post of should he try EE on transunion ...and after reading his success it gave me the courage to try as well. So i jump on tu website and start the dispute and follow the directions of what others posted too in his thread. Well ! ... 18 hrs later i had 4 accounts deleted with EE and while i was there i submitted to delete multiple phone numbers i didn't recognize and a address i didn't recognize as well. Everything was deleted ! I immediately jumped on ck to check if i got a score change even tho i know its a fako but for the vantage scoring i got a 89 point jump ! So excited to finally see a 100% clean report ! This makes me 33.3 % closer to starting the mortgage loan process . Thanks to everyone on this site with the helpful info , i have learned alot in past 2 years.
Hockeypnc1 : Thats correct early exclusion ... these accounts were due to fall off in july and aug so i asked transunion if they could be removed and it was done. With Transunion you can ask 6 months in advance.
Do you guys think i made it to the 700 fico club ? With the score that discover provides i think that is a transunion fico correct ?
Yes that is a TU FICO score in Discover. If those are your only baddies on TU, and it’s now 100% clean, depending on your profile you could be looking at a 40-80 point jump. Please do follow up when your score updates and let us know how you made out - we love seeing a victory
Rebuild commenced 5/2018
AmEx Delta Skymiles Gold | AmEx Hilton Honors | Discover IT | Target | VS | Home Depot | CapOne QuickSilver | Wayfair | Kohl’s | Indigo Plat (RIP 2/2019 before AF comes due)
Awesome! Yeah it feels good to get CA's removed, better than getting approved for new credit IMO(at least in the rebuilding phase). That is my main goal now, I have 2 baddies left, can't wait to get them removed!