EQ got my letter on 5/27/08. They sent a reply on 06/10/2008 and received it today. They basically said "We have reviewed your concerns and our conclusions are: the disputed LVNV account are currently not reporting on the Equifax credit report"
Unfortunately they did not do the same for mt discover account. 2 out of 3 baddies is not bad
I have sent numerous requests to the three CRAs and not one has responded with a MOV. They all tell me to basically contact the CA or OC and that they now consider my letters to be frivolous. They do not obey the law.
gdtobefree, I was just happy to see LVNV off that I did not think about that. I am not too concerned about discover. it has been 5 yrs since DOLA. The did give the phone # but I suspect that it is the same # as in the other credit reports.
The TL were disputed once with the CRAs they came back verified. The thing is they aren't reporting correctly so I sent a MOV to the CRA. The CRAs sent letter back to me telling me either the TL was already validated or records not available. So I sent a 2nd letter advising them under law they had to provide the information I requested. Again, they ignored by request telling me the TL had been validated and my request was now frivolous.