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EQ accepted my MOV

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New Contributor

EQ accepted my MOV

EQ got my letter on 5/27/08. They sent a reply on 06/10/2008 and received it today. They basically said "We have reviewed your concerns and our conclusions are:
the disputed LVNV account are currently not reporting on the Equifax credit report"

Unfortunately they did not do the same for mt discover account. 2 out of 3 baddies is not bad
EX: 11/07 662; 01/08 670; 04/03/08 673; 04/30/08 710
EQ: 11/07 664; 01/08 648; 04/03/08 668; 04/30/08 699
TU: 11/07 645: 01/08 638; 04/03/08 613; 04/30/08 648
Message 1 of 6
5 REPLIES 5
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Established Contributor

Re: EQ accepted my MOV

An MOV is a "Method of verification". Is that all your letter said?
 
They were supposed to send you HOW they verified your dispute, which is WHO, they spoke with and the address they sent the request to.
 
 
 
 
Message 2 of 6
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Frequent Contributor

Re: EQ accepted my MOV

I have sent numerous requests to the three CRAs and not one has responded with a MOV. They all tell me to basically contact the CA or OC and that they now consider my letters to be frivolous. They do not obey the law.
Message 3 of 6
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New Contributor

Re: EQ accepted my MOV

gdtobefree, I was just happy to see LVNV off that I did not think about that. I am not too concerned about discover. it has been 5 yrs since DOLA. The did give the phone # but I suspect that it is the same # as in the other credit reports.
EX: 11/07 662; 01/08 670; 04/03/08 673; 04/30/08 710
EQ: 11/07 664; 01/08 648; 04/03/08 668; 04/30/08 699
TU: 11/07 645: 01/08 638; 04/03/08 613; 04/30/08 648
Message 4 of 6
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Valued Member

Re: EQ accepted my MOV

How often were sending disputes to get the "frivolous" label?
Message 5 of 6
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Frequent Contributor

Re: EQ accepted my MOV

The TL were disputed once with the CRAs they came back verified. The thing is they aren't reporting correctly so I sent a MOV to the CRA. The CRAs sent letter back to me telling me either the TL was already validated or records not available. So I sent a 2nd letter advising them under law they had to provide the information I requested. Again, they ignored by request telling me the TL had been validated and my request was now frivolous.
Message 6 of 6
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