I did the imagine card, they reported it as $640 ($500) limit, when I never let the card even get to $500 (I was paying it before it got to $500 even, every few days...so it was at $340)...
Of course, I got a negative alert. What ticked me off was that I was hoping to see a fico increase with the balance being below limit, which was the first time I had it below limit in a few months since I started monitoring my scores...so it was quite a disappointment that instead of a "treat" I had to fight it being 170% limit!!!
Then I noticed when I started paying my school loans just recently that EQ was showing increase with each payment...are they doing math on their toes?
So now I have to just believe that they have grade school math flunkies there...!
6/30/08 TU 441 EQ 425 EX 513
8/01/08 TU 499 EQ 488 EX 489
8/23/08 EQ 556
9/04/08 EQ 567
11/14/08 TU 531, EQ 582, EX 509
12/29/08 EQ 620 (yea!) EX 546 TU 555
1/17/2009 TU 568 EQ 620 EX 584, 4/15/09 TU 506, EQ 612
5/24/09 TU 558, EQ 646