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My EQ score was 661 got a MyFico alert on 11/15/20 score went up to 678, pay off credit card balances. Thank you.
Utilization is a huge factor in scoring. What was your aggregate usage before and after paying? Those data points can help others.
A 17-point gain is great - you should see score improvements on EX and TU before long as well.
@Anonymous wrote:Utilization is a huge factor in scoring. What was your aggregate usage before and after paying? Those data points can help others.
A 17-point gain is great - you should see score improvements on EX and TU before long as well.
It was from bank of america credit card it was 403 down to 112 that my score went up.
@razzy116 wrote:
@Anonymous wrote:Utilization is a huge factor in scoring. What was your aggregate usage before and after paying? Those data points can help others.
A 17-point gain is great - you should see score improvements on EX and TU before long as well.
It was from bank of america credit card it was 403 down to 112 that my score went up.
Was that the only balance that changed?
@OmarGB9 wrote:
@razzy116 wrote:
@Anonymous wrote:Utilization is a huge factor in scoring. What was your aggregate usage before and after paying? Those data points can help others.
A 17-point gain is great - you should see score improvements on EX and TU before long as well.
It was from bank of america credit card it was 403 down to 112 that my score went up.
Was that the only balance that changed?
Yes, it was the only balance that changed, i expect a few more coming soon.