I got a collection on my credit report that shows as closed on one report and opened in another. This collection was settled less than amount owed a few months back.
Should I try to dispute with Experian?
DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
Have you tried a direct dispute with the creditor?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Shogun wrote:Have you tried a direct dispute with the creditor?
Nope. How would I do that and do you think I could since I settled for less?
Another weird thing is it's not showing up as a collection for Transunion, but it's showing up as an open account.