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EXP early removal success

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Whitneyy
Valued Contributor

Re: EXP early removal success


@Anonymous wrote:

I couldn't get anyone to budge on early exclusion of my paid tax lien that is scheduled to fall off in November. Ill try again next month. 


Try in October.

GOAL - 700 FICO across the board!
Message 81 of 270
New_Beginning
Frequent Contributor

Re: EXP early removal success

They wont budge for me....good luck everyone Smiley Happy


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 82 of 270
Whitneyy
Valued Contributor

Re: EXP early removal success


@New_Beginning wrote:

They wont budge for me....good luck everyone Smiley Happy


Try within a MONTH of something falling off.

GOAL - 700 FICO across the board!
Message 83 of 270
Chrisla2077
Established Contributor

Re: EXP early removal success

Might be a stupid question, but are the dates listed on these reports the 7.5 years from DOFD...does anything fall off before that without asking?

Message 84 of 270
dursty87
Established Contributor

Re: EXP early removal success

Most CRA's will remove negative listings .5 years early, or 7 years from DOFD to avoid any possibility of violating the law.  Some use soft/purge dates which is them already removing it early.  Some use hard dates which is the absolute latest it can be reported (within 30 days).  That is my experience with them at least.

Message 85 of 270
js2787
Established Member

Re: EXP early removal success

Could someone message me the numbers to call?

 

 

Also what are the amounts of these collections being deleted? I have one scheduled to come off next month for $4k on an apartment lease I had to break. Think its possible to get an early deletion.

 

 

Message 86 of 270
Zorasmiles
Established Contributor

Re: EXP early removal success

I hope the 3rd request for any of the numbers will be my lucky one.  If any one in this thread has any of the three major CRA's numbers they can post in the thread or PM me I'd be truly thankful for the help.

FICO scores are your calling card to the business world. Build a negative reputation and those doors are hard to open, find that perfect balance of credit responsibility and those doors open when you desire them.
Message 87 of 270
baller4life
Super Contributor

Re: EXP early removal success

sent

Message 88 of 270
mzsweet
Established Member

Re: EXP early removal success

Can someone please send me these numbers? Thanks in advance
Message 89 of 270
Edward0215
New Contributor

Re: EXP early removal success

If can get the numbers as we'll thank you

Exp 691 TU 664 FICO 9/22/14
Starting Score: 536
Current Score: 673
Goal Score: 700


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Message 90 of 270
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