You better work it girl!!!!!!!!!!!!!!!
CruiseLady2008 wrote:Praise the Lord!I was about to give up! I decided to open Crown Jeweler Account. Was approved for $1500 but when reported to EX today (8/4), $2500 was reported. Also, have 2 charge offs with Capital One that I decided to set up payment plan because they was killing my utilization by over 139%. So, I stopped the high interest and making monthly payments in 6 payments. Made 1st payment 2 weeks ago and it was reported as lower balances on EX and I got the biggest surprise today. I checked True Credit and they only gave me 3 points increase. So I decided to pull FICO, not expecting 81 pts increase. I thought I had gained access to someone's else report... I really did. Experian was always my lowest because more TLs are reported to them.In April and May, I stopped pulling reports on MYFICO because I was not seeing movement. I decided to wait until I know I had changed the utilization. And EX was my lowest score. See my SIG! Can not wait until the others update at least with the Capital One updates!! Also, Experian showing no collections. I had about 6 collections before. I need to triple check!I'm pumped now!!! I have been on a partial fast for almost 4 weeks, now and this has been worth it.