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@Civil wrote:
I just called Experian and got them to remove my foreclosure early, they were the only ones left...YES. Rep said give it about 24hrs to see a change in the reports
How early is early? I am trying to figure out when to contact them to get some stuff removed from my file.
@Anonymous wrote:
@Civil wrote:
I just called Experian and got them to remove my foreclosure early, they were the only ones left...YES. Rep said give it about 24hrs to see a change in the reportsHow early is early? I am trying to figure out when to contact them to get some stuff removed from my file.
From what I've gathered on thi s forum: Transunion will do it 6 months in advance, Experian 3 months, and Equifax 30 days.
@Civil wrote:
I just called Experian and got them to remove my foreclosure early, they were the only ones left...YES. Rep said give it about 24hrs to see a change in the reports
Congrats!!! I guess I should've called instead of doing the dispute online?
@Queen_Etherea wrote:
@Anonymous wrote:
@Civil wrote:
I just called Experian and got them to remove my foreclosure early, they were the only ones left...YES. Rep said give it about 24hrs to see a change in the reportsHow early is early? I am trying to figure out when to contact them to get some stuff removed from my file.
From what I've gathered on thi s forum: Transunion will do it 6 months in advance, Experian 3 months, and Equifax 30 days.
Yeah that does seem to be the case. I guess my score will skyrocket next month once I get my Chapter 13 removed from my TU account lol then the next one 3 months later then the last one 30 days after that.
@Civil wrote:
What sucks is I was expecting my score to jump at least 20 points with Experian....It went from 611 to 612....LOL. I did send out letters to all 3 CRBs last week for my negative reportings...We will see how that goes.
Hey I'd be happy with just one point increase! Every point counts to me. Good luck!
I had to call in for my CH13, as I couldn't see how to say "too old" on the online dispute for a Public record.