cancel
Showing results for 
Search instead for 
Did you mean: 

Early exclusion success??

Highlighted
Valued Member

Early exclusion success??

Something very strange just happened. I requested an early exclusion through the Transunion website. Not even 5 minutes later it shows the status of the “dispute” as complete and said that the trade line was deleted! Has anyone ever experienced this? Scared to get excited just yet...
Gardening Since 03/2018

Message 1 of 7
6 REPLIES 6
Highlighted
Super Contributor

Re: Early exclusion success??

I cant remember the EE order of who goes first 6 months out and so on. Should be good to go.





My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. And to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 7
Highlighted
Contributor

Re: Early exclusion success??

How early was the EE?
Message 3 of 7
Highlighted
Community Leader
Senior Contributor

Re: Early exclusion success??

Yup, TU is great about EEs. I’ve had two items removed that way with them and it’s as easy as ordering coffee at Dunkin’. As to the order:

TU 6 months early
EX 3 months early
EQ 30 days early

Note that there have been so many inconsistencies in peoples’ experiences with EQ, that you may be better off just waiting out that last month for something to age off naturally, than to try and get them to EE a tradeline and create more headaches...


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $64,850 | Agg. Util under 5%
Message 4 of 7
Highlighted
Valued Member

Re: Early exclusion success??

Technically the late payments that were on that account weren’t set to start falling off until 12/2019. So I asked for an EE 8 months early.
Gardening Since 03/2018

Message 5 of 7
Highlighted
Community Leader
Senior Contributor

Re: Early exclusion success??

Then you got a two-month bonus - nothing wrong with that Smiley Happy


Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Overstock | Kohl’s

5/24, 1/24, 76445/24, who cares #HappyWithAmex





TCL $64,850 | Agg. Util under 5%
Message 6 of 7
Highlighted
Contributor

Re: Early exclusion success??

Good info, thanks.
Message 7 of 7
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.