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Early exclusion success??

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Valued Member

Early exclusion success??

Something very strange just happened. I requested an early exclusion through the Transunion website. Not even 5 minutes later it shows the status of the “dispute” as complete and said that the trade line was deleted! Has anyone ever experienced this? Scared to get excited just yet...
Gardening Since 03/2018

Message 1 of 7
6 REPLIES 6
Senior Contributor

Re: Early exclusion success??

I cant remember the EE order of who goes first 6 months out and so on. Should be good to go.





My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Message 2 of 7
New Contributor

Re: Early exclusion success??

How early was the EE?
Message 3 of 7
Valued Contributor

Re: Early exclusion success??

Yup, TU is great about EEs. I’ve had two items removed that way with them and it’s as easy as ordering coffee at Dunkin’. As to the order:

TU 6 months early
EX 3 months early
EQ 30 days early

Note that there have been so many inconsistencies in peoples’ experiences with EQ, that you may be better off just waiting out that last month for something to age off naturally, than to try and get them to EE a tradeline and create more headaches...


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 4 of 7
Valued Member

Re: Early exclusion success??

Technically the late payments that were on that account weren’t set to start falling off until 12/2019. So I asked for an EE 8 months early.
Gardening Since 03/2018

Message 5 of 7
Valued Contributor

Re: Early exclusion success??

Then you got a two-month bonus - nothing wrong with that Smiley Happy


Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s

Heir apparent to the SJ Special (finally got a Disco CLI of $300)

5/24, 1/24, 76445/24, who cares #HappyWithAmex





Entering the garden 5/27/2019, staying until 2020
Message 6 of 7
New Contributor

Re: Early exclusion success??

Good info, thanks.
Message 7 of 7
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