Something very strange just happened. I requested an early exclusion through the Transunion website. Not even 5 minutes later it shows the status of the “dispute” as complete and said that the trade line was deleted! Has anyone ever experienced this? Scared to get excited just yet...
I cant remember the EE order of who goes first 6 months out and so on. Should be good to go.
My posts are JMHO. I DO NOT claim to be a FICO expert. Just sharing my experiences from rebuild to recovery after BK DC. My siggy is not to brag at all. Just to show fellow members what can be accomplished when you do it right and play the FICO Credit Game.
Yup, TU is great about EEs. I’ve had two items removed that way with them and it’s as easy as ordering coffee at Dunkin’. As to the order:
TU 6 months early EX 3 months early EQ 30 days early
Note that there have been so many inconsistencies in peoples’ experiences with EQ, that you may be better off just waiting out that last month for something to age off naturally, than to try and get them to EE a tradeline and create more headaches...
Rose Gold/BCP/Delta Gold/Hilton Surpass/Hilton Honors | IT | Quicksilver | Target | VS | Home Depot | Lowes | Firestone | Wayfair | Kohl’s
Heir apparent to the SJ Special (finally got a Disco CLI of $300)