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Kansas has a SOL of 5 years.
This doesn't show up on my EQ report. Do I need to do anything to make sure this falls off all of my CR's?
W.C.I. | |
Agency Address: | PO Box 97029 Redmond, WA 980739729 |
Date Reported: | 06/2012 |
Date Assigned: | 04/2011 |
Creditor Classification: | |
Creditor Name: | EBAY INC |
Account Number: | XXXX |
Account Owner: | Individual Account. |
Original Amount Owned: | $XXX |
Date of 1 st Delinquency: | 08/2007 |
Balance Date: | 06/2012 |
Balance Owned: | $275 |
Last Payment Date: | N/A |
Status Date: | 06/2012 |
Status: | D - Unpaid |
Comments: | N/A |
Your state SOL has nothing to do when something is excluded from your CR. That is for suing purposes only.
Federal law determines when something is excluded based on the DoFD. According to your TL the DoFD is 8/2007. Up to 7.5 years from that date will be between 8/2014 and 2/2015.
Do you recommend I PFD since they have no legal recourse now?
Thanks!!!
Any idea what the backdoor info would be to W.I.C. who's reporting that?
I know that ER Solutions either owns them or is part of the company. Other than that I have no idea.