Welcome to the forums and thank you so much for sharing your story with all of us. Wishing you much success on your journey towards a full rebuild!
I read through your post with fascination and anticipation. Your story warmed my heart. I'm so glad your credit rebuild is going so well and I hope the same for your personal life as well!
Hi, @pizza1, and thank you for the chuckle! It's interesting that you mention prenups. I wanted a prenup and my spouse seemed to be in agreement that we should have one, given the large disparity in assets. However, when I hired an immigration attorney to guide us through the USCIS naturalization process, he advised us to wait, since to his eye we were clearly in love. His reasoning made sense to us both at the time: While prenups are very common and generally don't cause anyone to arch an eyebrow, the USCIS agent who would be conducting our upcoming interview could interpret the mere existence of a prenup as evidence of both of us planning for the dissolution of the marriage. My attorney's recommendation was to get through the USCIS interivew and then file a post-nup, if I still felt that I needed it. However, my spouse was packed and gone two weeks after the Green Card arrived, and I hadn't even drafted a post-nup yet!
Live and learn.
Thank you, @Dave4fun, for your warm wishes. This forum and its members are truly amazing . . . and inspiring.
Congratulations on all your recent rebuild success. I know firsthand how stressful this process can be but you seem to be on the right track. I love the positivity you exude despite the hardships you faced. I'm certainly rooting for you!
Thank you, @CreditNewbie84. I appreciate the kind words. And by the way, judging from your signature, you've made some impressive strides yourself. Keep up the good work!
Just don't ask me to be a cosigner . . . at least not yet.
Quite an amazing story, I admire your strength. Congrats on the rebuild, you are on the right path.
Thank you, @Time2letgo. I really appreciate it. Funny, but I didn't feel especially strong for quite a while. I think for the first year or so, I just sort of walked around as if I was in a state of abject shock. There were days I literally could not move. It was the most crippling, debilitating form of depression I'd ever experienced. But slowly but surely -- and with the support of my friends -- my strength came back. I'll have a bad day here or there, to be sure -- but on balance, I finally feel as if I've got a plan and I'm on the right track. And I have the members of this forum to thank for that in some measure. Truly.