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Enhanced Recovery Collection Deleted

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Madman94044
Regular Contributor

Enhanced Recovery Collection Deleted

I paid in full, then disputed due to an error on the CAR regarding the date, Equifax reported today it was removed. 

Staring Score:EQ 649 TU 647 EX 644
Current Score: EQ 786 TU 699 EX 746
Goal Score: 800
Wallet: SF Fire CU $5000 CL Chase Freedom 4000 CL, Chase MP $5000, WellsFargo $6000 CL, Amex Gold NPSL, Cap1 CashRewards $2500 CL, Amex BCP $12000 Discover More $1200 CSP 18000
Message 1 of 8
7 REPLIES 7
daneatreia
Regular Contributor

Re: Enhanced Recovery Collection Deleted

Congrats! 

Message 2 of 8
dianna832
Established Member

Re: Enhanced Recovery Collection Deleted

WOW CONGRATS!!


Starting Score: TU 530 EQ 490
Current Score: TU 619 EQ 585
Goal Score: TU 640 EQ 640


Take the FICO Fitness Challenge

Message 3 of 8
RobertEG
Legendary Contributor

Re: Enhanced Recovery Collection Deleted

Great!

I would suppose that the debt collector deleted on their own, due to the fact that the debt was paid and they simply wanted to avoid any future disputes over accuracy of any prior reporting.

Message 4 of 8
scmami
Regular Contributor

Re: Enhanced Recovery Collection Deleted

I agree and congrats! They deleted for me too.
Current FICOs (Sept 2015) EQ: 666 TU: 663
Message 5 of 8
Anonymous
Not applicable

Re: Enhanced Recovery Collection Deleted

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.

Message 6 of 8
mmmlive1999
Frequent Contributor

Re: Enhanced Recovery Collection Deleted

I disputed and GW them 12/11/2012 and thew were both gone today!!! Not sure which one did the trick.


@Anonymous wrote:

Congrats!  Can you tell me when you disputed and how long it took to respond?

 

Thanks.


 


Starting Score: 6/6/12: TU 585/EQ 472/ EX 561
Current Score: All 800's
Cap1 QS - $17k, Chase Southwest- $25k, Discover IT - $50k
Message 7 of 8
Shogun
Moderator Emeritus

Re: Enhanced Recovery Collection Deleted

Congrats!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 8 of 8
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