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So, I’ve had a cashcall loan on my bureau for a while, and Experian and Transunion deleted it for early exclusion. It’s at the 7 year mark in Aug/Sept 19 but I figured maybe they’d be nice and help me out. Wrong.... Called first rep who pissed me off with bad service. Called back, spoke with another overseas rep, and was told I have to wait until Aug 19 for it to come off. Oh well, I tried.