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Equifax Early Exclusion FAIL

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Equifax Early Exclusion FAIL

So, I’ve had a cashcall loan on my bureau for a while, and Experian and Transunion deleted it for early exclusion. It’s at the 7 year mark in Aug/Sept 19 but I figured maybe they’d be nice and help me out. Wrong.... Called first rep who pissed me off with bad service. Called back, spoke with another overseas rep, and was told I have to wait until Aug 19 for it to come off. Oh well, I tried.

Fico 8 Exp 598 Transunion 598 Equifax 596 (7/18/18)
FICO 8 Exp 609 TransUnion 622 Equifax 617 (8/10/18)
FICO 8 Exp 643 Equifax 641 Transunion 655 (9-10-18)
FICO 8 exp 630 Transunion 646 Equifax 627
Fico 8 Exp 646 Transunion 639 Equifax 640 (11/1/18)
Fico 8 Exp 698 Transunion 716 Equifax 690 (1/8/19)
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Valued Contributor

Re: Equifax Early Exclusion FAIL

They only delete 30 days early so you jumped the gun by a few months with them.


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Entering the garden 5/27/2019, staying until 2020
(Lol so much for that grand plan...)
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