Estimated Time of Removal for Equifax Credit Reporting

[Anonymous]

Hey everyone,

I noticed that Transunion and Experian gives you the dates of estimated removal from report (if your negative account is ready to fall off because it has passed SOL). But I can't seem to find the date on my Equifax report for two of my accounts. Is there one on Equifax or do I just count DOFD on my own and go from there? Thank you in advance.

[Fx6cowboy]

If it were me, I would open up a dispute requesting EQ to delete the account because this account is too old. EQ will then need to verify to you the DOFD or just remove the old account. Hope this helps.

[RobertEG]

Check your more complete credit report from annualcreditreport.com or contact the CRA and obtain the DOFD.

Once you have the factual DOFD, then exclusion date is merely a matter of math depending upon the type of derog at issue.