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Estimated Time of Removal for Equifax Credit Reporting

tamagucci
Established Member

Estimated Time of Removal for Equifax Credit Reporting

Hey everyone,

 

I noticed that Transunion and Experian gives you the dates of estimated removal from report (if your negative account is ready to fall off because it has passed SOL). But I can't seem to find the date on my Equifax report for two of my accounts. Is there one on Equifax or do I just count DOFD on my own and go from there? Thank you in advance.

2 REPLIES 2
Fx6cowboy
Contributor

Re: Estimated Time of Removal for Equifax Credit Reporting

If it were me, I would open up a dispute requesting EQ to delete the account because this account is too old. EQ will then need to verify to you the DOFD or just remove the old account. Hope this helps.



Started from the bottom now I'm here. Smiley Happy
Message 2 of 3
RobertEG
Legendary Contributor

Re: Estimated Time of Removal for Equifax Credit Reporting

Check your more complete credit report from annualcreditreport.com or contact the CRA and obtain the DOFD.

Once you have the factual DOFD, then exclusion date is merely a matter of math depending upon the type of derog at issue.

Message 3 of 3
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