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Hey all,
I got caught up in so many things the last month that I entirely missed that my Kohl's card had a $4.86 balance on it–and never set up auto-payment as is often advised, of course. Now I have a 30-day and am taking 50-point hits I've made the payment and the account is squared up, now.
Has anyone ever had luck getting Capital One to make a GW late removal happen?
It's not the end of the world, but we would like to buy a house in 2021 and I'm already rolling with a 30-day each from 2017 and 2018 on a different account (long story–XW and whatnot–I think it's in another thread I started some time ago, not sure).
@jl4 wrote:Hey all,
I got caught up in so many things the last month that I entirely missed that my Kohl's card had a $4.86 balance on it–and never set up auto-payment as is often advised, of course. Now I have a 30-day and am taking 50-point hits I've made the payment and the account is squared up, now.
Has anyone ever had luck getting Capital One to make a GW late removal happen?
It's not the end of the world, but we would like to buy a house in 2021 and I'm already rolling with a 30-day each from 2017 and 2018 on a different account (long story–XW and whatnot–I think it's in another thread I started some time ago, not sure).
I would definitely try GW letters and just remember it will take more than 1 or even 5. Flood them with letters.
GL2U
https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Kohl-s-Late-Payment-Removal/m-p/5725443
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