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Ever had luck with a Kohl's GW late removal?

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jl4
Established Contributor

Ever had luck with a Kohl's GW late removal?

Hey all,

 

I got caught up in so many things the last month that I entirely missed that my Kohl's card had a $4.86 balance on it–and never set up auto-payment as is often advised, of course. Now I have a 30-day and am taking 50-point hits Smiley Sad I've made the payment and the account is squared up, now.

 

Has anyone ever had luck getting Capital One to make a GW late removal happen? 

 

It's not the end of the world, but we would like to buy a house in 2021 and I'm already rolling with a 30-day each from 2017 and 2018 on a different account (long story–XW and whatnot–I think it's in another thread I started some time ago, not sure). 

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Ever had luck with a Kohl's GW late removal?

Trying for goodwill deletions is always a good idea. That being said, I would temper my expectations. Kohl’s is backed by CapOne and they most definitely are not known for goodwill deletions, but it has happened on occasion.
Message 2 of 5
CreditInspired
Community Leader
Super Contributor

Re: Ever had luck with a Kohl's GW late removal?


@jl4 wrote:

Hey all,

 

I got caught up in so many things the last month that I entirely missed that my Kohl's card had a $4.86 balance on it–and never set up auto-payment as is often advised, of course. Now I have a 30-day and am taking 50-point hits Smiley Sad I've made the payment and the account is squared up, now.

 

Has anyone ever had luck getting Capital One to make a GW late removal happen? 

 

It's not the end of the world, but we would like to buy a house in 2021 and I'm already rolling with a 30-day each from 2017 and 2018 on a different account (long story–XW and whatnot–I think it's in another thread I started some time ago, not sure). 


I would definitely try GW letters and just remember it will take more than 1 or even 5. Flood them with letters.

 

GL2U


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Message 3 of 5
OmarR
Established Contributor

Re: Ever had luck with a Kohl's GW late removal?

https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Kohl-s-Late-Payment-Removal/m-p/5725443

 

 

 EQ=850   EX=845   TU=843       0/24       UTIL=$1    AZEO

Message 4 of 5
Anonymous
Not applicable

Re: Ever had luck with a Kohl's GW late removal?

Here are all the major corporate contacts for Kohl's:

https://www.elliott.org/company-contacts/kohls/

Message 5 of 5
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