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Example GW to remove charge off/sold item

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kmacqua
Regular Contributor

Example GW to remove charge off/sold item

Hi folks,

 

I have a stubborn negative on my credit report (or I'm impatient).  I had a very late payment on a Home Depot/Citibank account that they sold to another lender and wrote off $311.  I settled with the new creditor that they sold to right away and they and I are square.  However, the original negative with HD/Citibank is still reporting on all 3 reports.

 

1) I believe a GW request to HD/Citibank is my next move. Looking for confirmation.

2) Does anyone have an example GW for this type of situation that I could modify for my own details? I looked in the "GW examples" frequently requested thread and didn't see anything that related to a written off/sold account.

3) Does anyone have a contact (email/snail mail) for a real live person to direct a GW letter to in addition to the generic address that they'd care to share with me?

 

Many thanks in advance.

K

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myjourney
Super Contributor

Re: Example GW to remove charge off/sold item

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

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