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Experian EE Success!

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drewricomakeubu
Frequent Contributor

Experian EE Success!

Just got off the phone with Experian. 

 

A little back story, I had 3 COs and one CA on all 3 credit reports. Did online EE with TU and got all 4 removed and saw a very nice score jump from TU. Called EX but to no avail telling me all of them would be removed in June. 

 

Called again today and was told that the earliest they could remove was 30 days before the June dates. Basically asked how I could guarantee that and provided more of my story, all which was true, and dispute CSR put me on hold to speak to a supervisor and came back and told me they would remove all 4 derogs today. 

 

Said it would take 3 or 4 hours to update but should update today. I will keep everyone posted when/if it happens.

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800
Chase Ink Unlimited $8,000
American Express BCP: $12,000
Chase Sapphire Preferred $11,500
Blue Business Plus $10,000
Chase Ink Cash $6,000
Capital One Venture X $16,000
American Express Gold
Amazon Prime Amex $3,000
Chase Freedom Unlimited $5,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 1 of 8
7 REPLIES 7
Creditwiser
Valued Contributor

Re: Experian EE Success!

Outstanding !  Good for you. With Ex no less Smiley Wink

NFCU Visa 30k | NFCU Platinum 30k | Cap1 QS 12K | Cap1 QS 11.5K | Barclay MC 9k | Delta Gold Amex 30K | Discover IT 14K | CFNA FS 3200 | CareCredit 20k| Paypal Credit 5k |
Message 2 of 8
PNWRambler
Frequent Contributor

Re: Experian EE Success!

Congrats on the success!  Hopefully it all goes through as promised. 

Message 3 of 8
JoeRockhead
Senior Contributor

Re: Experian EE Success!

Outstanding, congratulations!

Message 4 of 8
drewricomakeubu
Frequent Contributor

Re: Experian EE Success!

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Well, looks like they followed through. Fresh off Experian dot com. 

Now just to wait for Equifax, pesky people. 

Anyway, 2 down 1 to go. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800
Chase Ink Unlimited $8,000
American Express BCP: $12,000
Chase Sapphire Preferred $11,500
Blue Business Plus $10,000
Chase Ink Cash $6,000
Capital One Venture X $16,000
American Express Gold
Amazon Prime Amex $3,000
Chase Freedom Unlimited $5,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 5 of 8
drewricomakeubu
Frequent Contributor

Re: Experian EE Success!

 

3AE590A1-6521-4177-AE27-A488691E1E91.png


Sweet freedom. Up next Equifax

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800
Chase Ink Unlimited $8,000
American Express BCP: $12,000
Chase Sapphire Preferred $11,500
Blue Business Plus $10,000
Chase Ink Cash $6,000
Capital One Venture X $16,000
American Express Gold
Amazon Prime Amex $3,000
Chase Freedom Unlimited $5,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 6 of 8
Lurker22
Frequent Contributor

Re: Experian EE Success!


@drewricomakeubu wrote:

Just got off the phone with Experian. 

 

A little back story, I had 3 COs and one CA on all 3 credit reports. Did online EE with TU and got all 4 removed and saw a very nice score jump from TU. Called EX but to no avail telling me all of them would be removed in June. 

 

Called again today and was told that the earliest they could remove was 30 days before the June dates. Basically asked how I could guarantee that and provided more of my story, all which was true, and dispute CSR put me on hold to speak to a supervisor and came back and told me they would remove all 4 derogs today. 

 

Said it would take 3 or 4 hours to update but should update today. I will keep everyone posted when/if it happens.


have I mentioned how jealous I am err I mean Congrats Man!! 

 

Just goes to show persistance pays off 

Message 7 of 8
drewricomakeubu
Frequent Contributor

Re: Experian EE Success!


@Lurker22 wrote:

@drewricomakeubu wrote:

Just got off the phone with Experian. 

 

A little back story, I had 3 COs and one CA on all 3 credit reports. Did online EE with TU and got all 4 removed and saw a very nice score jump from TU. Called EX but to no avail telling me all of them would be removed in June. 

 

Called again today and was told that the earliest they could remove was 30 days before the June dates. Basically asked how I could guarantee that and provided more of my story, all which was true, and dispute CSR put me on hold to speak to a supervisor and came back and told me they would remove all 4 derogs today. 

 

Said it would take 3 or 4 hours to update but should update today. I will keep everyone posted when/if it happens.


have I mentioned how jealous I am err I mean Congrats Man!! 

 

Just goes to show persistance pays off 


I'm sure I got really lucky although persistence does pay off! I explained to them that all my derogs happened when I took a wrongful mandatory state vacation and didn't have a choice in not paying my debts and I feel like that may have helped sway them into deleting. 

unfortunately, I don't want to mess with EQ. Just gonna let that one ride until September. 

Current FICO 8: TU: 814 EX: 774 EQ: 806
Current Cards:
Chase Freedom $800
Chase Ink Unlimited $8,000
American Express BCP: $12,000
Chase Sapphire Preferred $11,500
Blue Business Plus $10,000
Chase Ink Cash $6,000
Capital One Venture X $16,000
American Express Gold
Amazon Prime Amex $3,000
Chase Freedom Unlimited $5,000

Tour Manager, FOH Engineer, Concert Promoter, HBIC
Message 8 of 8
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