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Experian - Fako - Goes up 19 points = HSBC removed

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esmer0924
Regular Contributor

Experian - Fako - Goes up 19 points = HSBC removed

Experian - Fako went up 19 points since HSBC was removed from my credit report.  I know it is just a FAKO score but makes me have hope when I break down to buy the Experian Fico it will be higher Smiley Happy

 

Hopefully it will also be removed from Transunion and Equifax.... 

 

 


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 1 of 5
4 REPLIES 4
aurelie00
Regular Contributor

Re: Experian - Fako - Goes up 19 points = HSBC removed

Congrats!!! 

 

How old was the baddie that was removed resulting in the score increase?


Starting Score: 524
Current Score: 715
Goal Score: 720


Take the myFICO Fitness Challenge


Message 2 of 5
esmer0924
Regular Contributor

Re: Experian - Fako - Goes up 19 points = HSBC removed

It was supposed to fall off in August 2014. 

 

Well not that great for some reason my Experian FICO score (that I just broke down and bought) is only at 644  Smiley Sad  How disappointing!!

 

Hopefully it goes up soon after I work on it a bit more.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 3 of 5
neptunejcw
Regular Contributor

Re: Experian - Fako - Goes up 19 points = HSBC removed

how did u get hsbc removed
Message 4 of 5
esmer0924
Regular Contributor

Re: Experian - Fako - Goes up 19 points = HSBC removed

In all honesty I do not know.  I did send goodwill adjustments to emails but they would call me and they stated they do not do goodwill adjustments.  I think that it was removed because of a dispute of the DOFD.  It was only removed from my experian credit report as well so far.


Starting Score: 672 TU, 669 EQ, 659 EX FAKO(10/3/11)
Current Score: 786 TU FICO(5/23/14), 758 EQ FICO (8/01/14), 811 EX FICO (5/26/14)
Goal Score: 720+

Take the FICO Fitness Challenge

Message 5 of 5
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