cancel
Showing results for 
Search instead for 
Did you mean: 

Experian dispute

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Established Member

Experian dispute

I'm trying to eliminate all the various iterations of past addresses from the report I pulled from Experian's website this morning.  However, when I try to dispute it, it states that I have to take it up w/the creditors that reported it to them.
 
I got the idea from creditboards' Credit 101 that says eliminating all previous addresses should be a first step.  Interestingly enough, the other two CRAs are allowing me to dispute/ eliminate these addresses.
 
Any ideas?
 
 
 
 
mc
Message 1 of 5
4 REPLIES 4
Highlighted
Senior Contributor

Re: Experian dispute

I had the same issue with them not too long ago & they basically told me the same thing.  They were showing my current address as an apartment I lived at over 1.5 years ago.
 
Finally, I'd seen an address in the list similar to my place now & disputed as never lived there.  I couldn't believe it...they removed it & put my current address up top!  When you disputed address did you do it over the phone or online?  My phone disputes never worked! Smiley Mad


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 2 of 5
Highlighted
Established Contributor

Re: Experian dispute

I have almost 2 full pages of listed addresses.  I have not found any way to dispute them as of yet.  Several of them were my children when they lived in their apartments while attending college.  Some are the properties of my ex husbands.  LOLOL  I just ignore them.  As long as the current one is correct I don't see it as an issue. 
Message 3 of 5
Highlighted
Established Member

Re: Experian dispute

I tried my dispute online.  I've read various statements that online disputes ain't worth your time sooooo.....taking in to account what you just told me about calling in, i guess my next step is to write in.
 
Is it best to do all credit mailings w/Cert. mail?
Message 4 of 5
Highlighted
Senior Contributor

Re: Experian dispute

It can't hurt to send cert mail...you can even do the return recpt. & that way you'll know they got it.


Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.