Experian keeps negatively updating a paid-closed account!

[Anonymous]

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@Anonymous wrote:
Keeping it consistently between 1-5% for about 6 months gives you approx. 34-45 points.

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Where do you get the 6 months timeframe from?

[Anonymous]

Oooops. Sorry. I based that time frame on tracking my own credit scores.

[Anonymous]

Don't apologize, was asking the question because I had not heard of that.

[Anonymous]

Correction: I meant to say at the end of the last comment that EQUIFAX and TRANSUNION are generally higher in their credit scores compare to EXPERIAN.