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Experian not deleting Collections

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Anonymous
Not applicable

Experian not deleting Collections

I've searched but came up empty.

 

Does Experian take its sweet time deleting collections?  I had 3 collections deleted by Transunion and Equifax 1-2 days after the CA put in the request to delete.  Experian still shows the collection some 16 days later.  What are your experiences with Experian deletes?

 

Any help will be appreciated, thanks.

Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Experian not deleting Collections

EX is the biggest pain in the rear for me.  Most of the time they don't want to do anything more than a quick e-oscar check and with me they won't let me open an investigation on something they've already verified.  I've had to send them MOV's before they'll do anything. 

 

You may want to give them a full 30 days though, since that's probably the excuse they'll give you if you call them.

Message 2 of 14
Anonymous
Not applicable

Re: Experian not deleting Collections

Experian is the absolute worst. Trans Union is the fastest in my experience. TU disappeared in less than 24 hours. Experian took almost 28 days later.
Message 3 of 14
BungalowMo
Senior Contributor

Re: Experian not deleting Collections

I agree with above!  EX is a PITA.  They think they've got us all by the "bleep!" & do what they can to tick us off...like keep our FICO's from us.

 

I always have a fairly good outcome with EQ & TU.  I keep an eye on EX, but overall....I pretend like they don't exist.  I don't care what that FICO is...I just assume it's the worst...just like them.

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 4 of 14
Boldilocks
Established Contributor

Re: Experian not deleting Collections


@BungalowMo wrote:

I always have a fairly good outcome with EQ & TU.  I keep an eye on EX, but overall....I pretend like they don't exist.  I don't care what that FICO is...I just assume it's the worst...just like them.


Same here!  EX takes so much longer than the other CRAs,a nd when they do something it's only updating and verifying for us.  They even sent me a letter saying they were going to continue to report a paid charge-off of ours past CRTP, breaking the law - just for kicks it seems.

 

I'm like Mo - it's the middle score that I have my eye on for us to buy a house next year - so I keep my TU and EQ on an upward trend and have basically cut EX loose.  All my remaining baddies are reporting there only, and there is a 100+ point difference between our TU and EQ scores and the EX fako.  The problem is that most cc companies pull EX, but I think when we apply for new credit in the next month or so we'll go to our CU and throw ourselves on their mercy.

 

But, yeah, I hate EX! 

______________________________________________________
DH starting scores 02/10/09: EX - 543, EQ - 543, TU - 554
Current scores: EQ - 750, TU - 732
My starting scores 03/13/10: EX - 711 (LO pull), EQ - 692, TU 701
Current scores: EQ 736, TU - 732
Message 5 of 14
DI
Super Contributor

Re: Experian not deleting Collections

Experian deletes tradelines the same day.  After an overnight update you will see the tradelines gone.  The CA may have not submitted the Universal Data Form to update the information.
Message 6 of 14
Anonymous
Not applicable

Re: Experian not deleting Collections

Thanks for the comments,  I had a feeling they were a pain to work with. I'll give it 30 days until I escalate the process. 

 

 

Message 7 of 14
xkaosx
Regular Contributor

Re: Experian not deleting Collections

I had same problem but when I called experian and requested them to be deleted they contacted the CA and they were deleted within 2 days

 

Message 8 of 14
Anonymous
Not applicable

Re: Experian not deleting Collections

Well It's been over 30 days now and Experian has not removed anything.

 

I will try calling them in the morning.  

 

Other than calling them is there anything else I can do?

Message 9 of 14
BungalowMo
Senior Contributor

Re: Experian not deleting Collections


@Anonymous wrote:

 

Other than calling them is there anything else I can do?


Show up on their doorstep dressed like Rambo.

BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 10 of 14
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