I paid off one of my credit cards to and it was reported on my EQ and TU and Experian has the full balance reported and I lost 20 points. What can I do to get experian to correct the balance?
And now since im down an additional 20 points how can i re-gain this since they made a mistake?
Just about there was $100 balance. I was trying to keep all my credit cards under 10%. My Equifax score is a 100 point higher difference.
This is really upsetting I cant get those points back. I sent in a dispute and I will be callig them also!
I have 3 credit cards all of them report a small amount. Should at least one report a 0 balance?
For the best FICO score during rebuilding, having all but one report a 0 balance and the last one report a 9% or under balance is found to work best. YMMV so you can tinker around and see what works best for you.