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Don't bet on it! Sorry! Some say FAKOs are a good indicator of where you FICOs might be. I DO NOT agree with this group of people. My FAKOs at CreditSecure, an EX product offered to Amex card holders, have hardly changed in 14 months...thats right, 14 months. So not only are FAKOs worthless, not all FAKOs are created equal. CS FAKOs are the worst! At least TU FAKOs change when your reports update.
Wonderin wrote:
I don't supposed the two new TLs and next months's car payment will offset this latest disaster, will they??
I also agree. Worse yet FAKO's and FICO's dont even have the same parity when it comes to changes to your CR. LOL I like the Vantage score since it says I am Super Prime.
fused wrote:Don't bet on it! Sorry! Some say FAKOs are a good indicator of where you FICOs might be. I DO NOT agree with this group of people.
Please be sure to post the results of that!
busyone wrote:It's been the general concensus on here as well as many people in the "loan"industry that my ficos are the closest a consumer can pull that's the closestto what ever loan officers pull. I posted on here a while back about a bankerbuddy of mine that is trying to convince me that True Credit is more accuratethan My Fico Ha!! I'm planning on a loan next month soI've made a bet that at the same time I'll also pull my fico and true credit andsee which scores come closest to the actual scores pulled.
@wahmom wrote:
Medicals bills seems to be the worse for me. It seems as if they are never ending. They keep coming. It's hard to stay of top of them.
Our insurance co let's us download all our EOB's (Explanation of Benefits) online. If you have online access, maybe that is an option. That way you will see exactly what the insurance paid and what your portion is. You can also see if they denied the claim for some error on the OC part.
I hope you have that available to you because that will make it a whole lot easier on you.