Soooo..I went into Wal-Mart today to purchase a tv for my son's birthday and to my surprise, I was approved for the Wal-Mart credit card! 12 months, no interest. The credit limit was approved for only $300. But it didn't bother me because I know Wal-Mart is great at giving CLIs, and I know it's a great rebuilder card to have....here's my question. ..
The lady automatically put $300 on that card, maxing it out right off the bat. I plan on paying it down to the 20% utilization as soon as I get the stuff in the mail. Has anyone had any luck with recon right off the bat with walmart for a higher limit? I would like to use it for my gas (for the discount) but crap, one tank of gas will put me over 20% each month! Any advice?
The lady automatically put $300 on that card, maxing it out right off the bat. I plan on paying it down to the 20% utilization as soon as I get the stuff in the mail. Has anyone had any luck with recon right off the bat with walmart for a higher limit? I would like to use it for my gas (for the discount) but crap, one tank of gas will put me over 20% each month! Any advice?
Starting Score: EQ 546 EX 560 TU 568
Call GE solutions now!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Do you have the number you could message me? I tried the number in the receipt, but just got locked into the auto response circle of he!!
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/m-p/408066#M136936
Ge Moneybank Credit Solutions
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Thanks Shogun!!!
Congrats on the approval, hope you get a CLI, if not now then in 3-4 months! 
It's a " No Go" on the recon 
But yay on the initial approval! I'll just sit back and garden for a while and try again in a few months.
But yay on the initial approval! I'll just sit back and garden for a while and try again in a few months.
After the 4th statement, try again!
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.