Hi, I'm a newbie and I'm reading everything I can to learn on these boards, but I'm still confused on one basic point:
I've pulled all three of my FICO's from MYFICO. None of the reports show a DOFD, or a scheduled delete date for my baddies. The reports usually show a DOLA, but those are mostly recent since I've been paying them off. (Almost all OC's, only one CA which I won't pay).
How can I find out when they're scheduled to drop off? I think some are nearly 7 years old, but I'm not sure. I don't want to waste a ton of energy GW'ing any that will drop off shortly anyhow. I don't want to contact the OC's and do something stupid since I'm still not clear on the concept. =P
Thanks in advance for any advice!
PS: I don't need the TL, so I don't care if they go away completely. All of them are PIF/severe lates.