First time poster here and I just wanted to share my success with First Premier Bank!
I had 2 credit cards with them - huge mistake- from nearly 10 years ago. One I paid for less than the balance owed in 2014 and one I just paid for less than the balance one month ago. Both had ended up with Rushmore Service Center.
After lurking around here I sent in a goodwill letter via email to the address I've seen here and today they were all removed from TU, EX and EQ! . They were set to fall off in September and December of 2019 but I am so happy to no longer see it on my reports. No one responded to my email or called me, they just fell off.
Thank you for all the advice you all post, it really helped me out
I can't say for sure, as no one contacted me after I reached out to them. Rushmore was never on my credit reports and when I spoke to them they said they couldn't help me with that anyways. My most recent pay off was with them, then the account from 4 years ago was a different CA so it has to be First Premier.
LOL, I've read so many great things about Julie on here. I'm so happy I didn't get an email from her, or anyone for that matter!
That was my biggest hurdle to get over, glad it isn't dragging out.
Hi thank you for providing this information.
I'm trying to write a goodwill letter to remove a late payment on my first premier card.
The contact you made to them would that also be good in sending a goodwill letter for a late payment? If so, could you send me the contact info via PM?
CONGRATS! I, myself, have credit cards due to fall off in Sept 2019 as well, but have had no luck with the goodwill letters. Just gonna keep trying. Congrats again! You must be so happy!
Could you pm me where you sent the goodwill request to, and what you said? Thank You!
Also, did you call Rushmore? I have a collection account from FP with them also. I sent a settlement offer but never heard anything back from them.
I settled my debt with Rushmore for less than the balance and then a month after that I sent in the goodwill letter. I will send you the info via PM in a moment