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Moderator Emeritus

Re: FREAKING OUT!!!!!!!!!

Read through this and was just fixing to plus 1 Guiness's answer when I saw your last post.   And it made me smile.. Congrats... you get one of my, and yes, unless something extraordinary pops up later, the last one of the day.


Happy Dance!!!!


Carlton dance.gif

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 11 of 12
New Contributor

Re: FREAKING OUT!!!!!!!!!

The letter is as follows:


My Name



Account Number


Balance Paid

Balance Due


Dear Ashley,


Please accept this letter as written notification that Hollis Cobb & Associates has deleted the above referenced accounts from Experian-Credit Data Services, Equifax, and TransUnion.  It may take approximately 60 days after your payment has been made for your credit record to reflect this change.





Message 12 of 12