It really feels like I am stuck now...I have tried all there is...and I don't know what else to do...this is what my reports look like now...
TU
Revolving:
Crown Jewelers $20/2500 (.8%UTL
)
Bank of America $427/500 (85%UTL)
Continential $325/375 (87%UTL HSBC Bank $263/300 (88%UTL)
HSBC BB CO $0 (sold to LVNV Funding)
HSBC Bank CO $0 (did a PFD with the CA...sent 4 GW last month...no response)
First Premier CO $0 (settled for less than full amount...keep denying GW letters)
Installments:
LVNV Funding $948
(recently send a DV CMR)
American Thrift CO $0 (been sending GW letters...no response...)
Crescent Bank & Trust $10571 (paying as agreed...never late)
Collections:
Central Financial Control $500
EX:
Revolving:
Crown Jewelers $20/2500 (.8%UTL
)
Bank of America $427/500 (85%UTL)
Continential $325/375 (87%UTL)
HSBC Bank $263/300 (88%UTL)
HSBC BB CO $0 (1 90+ late...Apr 2006)
HSBC Bank CO $0 (1 90+ late...May 2007)
First Premier CO $0 (1 30+ late...Dec 04...1 60+ late...Jan 05...5 90+ lates...Feb 05...Mar 05...Apr 05...Nov 05...Nov 05...
yes it say Nov 05 twice)
Installments:
LVNV Funding $948
(2 90+ lates...May 08...June 08)
American Thrift CO $0 (11 90+ lates...May 07-Mar 08)
Crescent Bank & Trust $10571 (paying as agreed...never late)
Collections:
Central Financial Control $500
American Profit Recovery $358 WRONG...OC agreed to delete once paid...
EQ
Revolving:
Bank of America $427/500 (85%UTL)
Continential $325/375 (87%UTL)
HSBC Bank $263/300 (88%UTL)
First Premier CO $0 (1 30+ late...Dec 04...1 60+ late...Jan 05...9 90+ lates...Feb 05-Nov 05)
Installments:
American Thrift CO $0 (120+ days past due...34 90+ lates...May 06-Feb 08)
Crescent Bank & Trust $10571 (paying as agreed...never late)
Collections:
Central Financial Control $500
I recently opened a Conn's installment loan...for a new computer...plan on applying for a mortgage in mid August...I know I need to get UTL down...some has gone down since this reporting...
Message Edited by slyhouse08 on
07-14-2008 12:24 PM