Fingerhut Fresh Start Graduated

[Anonymous]

Updated to include my recent CLI!

[Anonymous]

@cali_alli

SUPER CONGRATS on your vastly improved credit!

You really are taking positive leaps and bounds after

a shaky start. You should be very proud of yourself!

BTW, make sure you take really good care of your

Navy Fed secured card. Dozens of folks here in the

forum have posted that their cards graduate within

5-6 months with responsible use (30% or less utilization).

So you're smart to use the card just for gas, etc and

Navy Fed is extremely generous with CLI's.

You're doing all the right things, cali_alli. If you stay on

this same track, your scores should continue to rise

quite nicely. Please keep us updated on your success.

Thanks so much for sharing!

[Anonymous]

My experience has been very much like yours... minus the reporting, unfortunately. 

Approved for FreshStart 8/3 & placed first order. 

FreshStart PIF 8/18

"You've Graduated" email 8/20 - $300 limit

Placed order 8/20

Order PIF 8/25

First statement 8/26

Neither the FreshStart nor the Advantage lines of credit have reported on any of my CRs. I'm patiently waiting for these TLs to start hitting. I opened four in the space of a few weeks and waiting for them to start reporting timely payments & great utilization... man, it's like being a kid on Christmas.  

You know you're an adult when.... lol

[Anonymous]

Yes very true. Im on my third payment and was able to verify with customer service the same information. There definitely is no reason to prolong very small payments over time.

[Anonymous]

Edited to include most recent update!