@Anonymouswrote:Long time lurker but first time posting!
So I was approved yesterday for Fingerhut $600 limit and First Premier for $700.
I currently have a 5/3 secured $500 and Credit One $300, both with less than 10% util.
I have 3 baddies on my report, 2 of those being paid off in full next week which are PRA and BOA old CC charge off's, the last is a Wells Fargo auto loan that is a charge off and I am working on hopefully getting paid off next month.
Is there a need for a 5th card for rebuilding? I am new to all of this and wanting to make sure I am somewhat on the right path.
Minimum is 3 cards so more than that is your choice but I would put some age on what you have first before going for more while working on paying off the baddies.
