First Credit Card Back after crash

Delgadido · ‎01-03-2014

So pretty much when I Was 19-20 I trashed my credit. I paid off alot of my stuff and applie for secure credit cards just now

capital one rejected me

usbank rejected me

openskycc applied.

Then I apply for barclay and they accept me for 1300. **bleep**....

Well I wont do the same crap I did when I was younger.

Thansk for all your input on the fourms, been lurking all day. Currently unsubbing freecreditreport and moving to this site.

Starting Score:

Starting Score: 664Current Score: 753Goal Score: 800
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myjourney · ‎01-04-2014

Welcome to the forum

Sorry about the late response but congrats and keep up the good work

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

IamB2 · ‎01-04-2014

Welcome to the forum, and congrats on the approval from Barclay

FICO® EQ 717 (3/5/15); TU08 732 (3/5/15); EX: 723 (3/5/15) - Last app 3/15/15; Inquiries: A TON!

Starting Scores: 590s on 12/2013. Hover over card image to view details! *After Amex approvals - [I was supposed to be] Gardening!*

anca21bi · ‎01-05-2014

What is your credit scores?

Delgadido · ‎01-07-2014

it was 696 with myfico. I also just got approved for TE Costco Amex for 1200

Starting Score:

Starting Score: 664Current Score: 753Goal Score: 800
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lavencedora · ‎01-07-2014

Sounds like you are in good shape. You're starting with nice scores and now have some decent revolving credit to help build you even higher. Keep up the good work!

Starting Score: TU 490 on 11/2012
Current Score:6/16/15:EQ 714, EX 704, TU 702 (all from myFICO)
New Goal Score: 740+ for all three