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@peaved_about_credit wrote:
So, I foolishly applied for this card. They've sent it to me but I HAVE NOT sent any money. If I burn this, I won't have to look forward to any shenanigans from them later? Should I hold on to it for records until the auto withdrawal of offer (Dec)? Do I call to tell them I won't be using it?
Thanks Y'all
Is it a secured card or something? Or are you talking about the initial fees for the account?
@peaved_about_credit wrote:
Yes. Initial fees.
Burn the card and go through your bank where you have a history. Secured cards are unfortunatley a money pit and the best thing to do is go to your lending institution and tell them you are rebuilding your credit and want a secured card. 95% of the time if a person does this the unsecured card becomes an unsecured card after 6 months or a year.