@dirknights Then this must be corrected. EX is inaccurate! Nothing was written off! I wanna know the results when it changes, hopefully you have an EX subscription?
Have you had contact with OC about this/direct dispute? Or disputed it with EX yet? I assume not, since you are just seeing the real data.
You may be able to contact OC informally and explain EX has inaccurate reporting showing a settlement and write-off, when you paid in full. Hopefully they'll update or delete it!
@dirknightsAnd the dispute comments need to be removed, but that's separate and can likely be solved via phone as described in the thread i referred you to. Well, now you know what to do. Report back!
IF the payment status is paid, then the date recency should be calculated from should be the date it was paid, NOT the date it was last updated; that would only be the case if it were UNPAID.
Actually with Fico 8 its from date of update even with a paid off CO or CA.
The puzzling thing for me is that, for the most part, there are no significant differences between my Transunion and Experian reports. However, my Transunion is a 762 and my Experian is a 689. Could it be the fact that on Experian this account is showing (incorrectly) as if it were not paid in full?